Welcome to shartibazi.info, your trusted resource in the world of betting comparisons and insights. We prioritize integrity, safety, and regulatory compliance above all. This Anti‑Money Laundering (AML) and Know Your Customer (KYC) policy outlines how we protect our platform and users from financial abuse, verify identities, monitor transactions, and respond to suspicious activities. This document is aligned with EEAT / YMYL best practices and SEO standards.
🎯 Purpose & Scope
The purpose of this policy is to prevent misuse of the Betting Site for money laundering, terrorist financing, fraud, or other illicit financial behavior. This policy applies to all users of shartibazi.info and all financial interactions—registration, deposits, withdrawals, transfers, and account modifications. Through stringent identity checks, ongoing monitoring, and risk‑based controls, we aim to create a secure, transparent, and compliant environment for all.
📜 Legal & Regulatory Foundations
- EU Directive 2015/849 — Measures to prevent the misuse of the financial system for money laundering.
- EU Regulation 2015/847 — Requirements on information accompanying fund transfers.
- Belgian Law of 18 September 2017 — Rules restricting cash use and imposing AML obligations.
- Directive 95/46/EC (Data Protection) — Safeguards for personal data and user privacy rights.
💡 Definition: Money Laundering
Money laundering refers to the process by which illegally obtained funds are made to appear legitimate. Common forms include:
- Conversion or transfer of property, knowing it derives from criminal activity
- Concealing or disguising the true nature, source, ownership, or movement of property
- Acquiring, holding, or using property known to stem from illicit activity
- Facilitating, attempting, or participating in any of the above acts
🏛 Governance & Compliance Structure
Ultimate Gaming NV’s senior management holds ultimate oversight of this policy. An Anti‑Money Laundering Compliance Officer (AMLCO) is appointed to implement, audit, maintain, and train regarding this policy. All major changes must receive approval from senior leadership to ensure legal alignment and policy integrity.
✅ Three‑Step Verification (KYC) Process
Step 1: Basic Identity Verification
Before allowing withdrawals, every user must complete Step 1 by submitting:
- Full legal name (first & last)
- Date of birth
- Gender
- Country of residence
- Full residential address
Step 2: Document Verification
This step is triggered when a user’s deposit or withdrawal exceeds USD 2,000:
- Upload a government-issued ID with a handwritten six-digit code
- Submit a selfie or facial photo matching the ID
- Automated validation against trusted databases
- If automated validation fails: provide proof of address (utility bill, government document, etc.)
Step 3: Source of Wealth / Funds (SOW)
This verification is required when:
- Deposits or withdrawals exceed USD 5,000
- Transfers to other users exceed USD 3,000
In such cases, users must provide credible documentation showing the origin of funds—such as employment income, business profits, inheritance, or investment statements. Until verification is complete, functions like withdrawals or transfers may be restricted.
📌 KYC Documentation Requirements
Identity Documents
- Passport, national ID, or driver’s license
- All four corners of the document must appear in the image
- User’s face must match the document photo
Proof of Address
- Utility bill, bank statement, or official government letter
- Issued within the last 90 days
- Text must be legible and edges visible
Source of Wealth / Funds Documents
- Pay slips, employment contracts
- Business financial statements or tax returns
- Inheritance, investment, or portfolio statements
- Bank statements showing inflows and outflows
🌍 Risk Classification & Jurisdiction Assessment
| Risk Level | Verification Approach & Controls |
|---|---|
| Low Risk | Standard three-step verification |
| Medium Risk | Lower thresholds with enhanced review & monitoring |
| High Risk | Restricted access or refusal of service |
📊 Ongoing Monitoring & Surveillance
Automated Monitoring Systems
- Real-time detection of unusual deposit / withdrawal patterns
- Alerts for anomalies: IP changes, device shifts, location deviations
Manual Compliance Review
- Flagged accounts undergo manual compliance review
- Cross-checking of submitted documents, transaction histories, and user behavior
Escalation & Regulatory Reporting
- Confirmed suspicious activity is reported to Financial Intelligence Units (FIUs)
- Repeated noncompliance may lead to account suspension, termination, or legal actions
📂 Enterprise‑Wide Risk Assessment (EWRA)
We conduct a comprehensive risk assessment annually, covering:
- Transaction volumes, patterns, and behaviors
- User profiles, regional exposures, and demographics
- Payment and withdrawal channels in use
- Emerging regulatory or financial threats
🗂️ Data Retention & Security
- KYC and identity data are securely stored for at least 10 years following account closure
- Transaction logs are encrypted and retained for 10 years
- Access to personal data is tightly controlled, with strong privacy safeguards
📚 AML Training & Internal Controls
- Mandatory AML training for staff in finance, compliance, and support roles
- Annual refresher training aligned with regulatory updates
- Training delivered by certified AML professionals
📣 Reporting Suspicious Activity
All employees are required to report:
- Inconsistent, invalid or suspicious user documentation
- Unexplained or suspicious sources of funds
- Abrupt changes in account behavior or transaction patterns
Such reports are escalated to the AMLCO and, when necessary, to regulatory authorities.
🔐 Privacy & Data Protection
We value your privacy. Your personal data will never be sold or shared, except when required by law. We fully comply with GDPR and applicable data protection regulations to ensure confidentiality, transparency, and respect for user rights.
📞 Contact & Support
If you have any questions or concerns about this AML / KYC policy for Betting Site, please feel free to contact us:
- Email: [email protected]
📆 Policy Review & Updates
This policy is reviewed at least once per year and whenever there are changes in law, operations, or technology. All updates require approval by the AMLCO and senior management to maintain clarity, accuracy, and compliance.